First time home buyer programs are plentiful these days, but you have to be careful.  When first time home buyers enter the market they are normally bombarded with advice from friends and family that is normally well intended.  However more often than not, the advice they receive isn't relevant to them and most of the time first time home buyers are pigeon-holed into unnecessary loan programs or mortgages.  These programs are designed for first time home buyers, but many borrowers actually qualify for better lower interest rate programs that are normal low interest rate mortgages.  

Our advice is to choose a Realtor that knows these programs and can work with Today Lending to find the property and mortgage that meets your needs.  For an easy to us home search visit www.davenportcompany.com.