The Federal Reserves Operation Twist is pushing long term interest rates down.  I never thought we would see a 30 year fixed rate below 3.875%.  This kind of rate is available for Native American Loans, FHA, Conventional and USDA Rural Development.  Whether your looking to just lower your payment or need to get Cash-out to renovate you home.  We have the programs available to meet your needs. 

Cash-Out is available max LTV 85%

Rate Term Refinance max LTV 95%

FHA Rate Term FHA Loan 96.5% LTV

Call Chris Davenport for more details