Cherokee Nation 184 Home Loan Lowers Payment

Cherokee Nation 184 Home Loan Lowers Payment

Cherokee Nation Home Loan

Cherokee Nation 184 Home Loan -ᎤᎵᎮᎵᏍᏗ (Ulihelisdi) Cherokee Nation.  The Cherokee Nation of Oklahoma Members are eligible for our HUD Section 184 Native American Home Loan.  Cherokee Nation members can purchase in all eligible states and territories in and outside of Oklahoma through Today Lending.  Cherokee Nation Home Loan offers a reduced interest rate and closing cost loan with no maximum income guidelines for Cherokee Nation members.

– 2.25% down payment necessity for loans more than $50,000.

Cherokee Nation DPA

Cherokee Nation Map for Down Payment Assistance

– Low Monthly mortgage insurance.  (Only $25 per month for every 100k financed.)

– A one-time, 1.5 percent loan guarantee fee that could be additional to your financed loan.

– HUD underwriters are recognizable with the exclusive situations as well as circumstances concerned while acquiring financing on the American Indian land.

There are many alternatives for loans obtainable through Section 184 Program. Borrowers could:

– Buy an existing home.

– Build a new home (stick-built or a manufactured home on enduring basis).

– Rehabilitate a home.

– Buy and regenerate a home.

– Refinance an obtainable mortgage (Rate & Term, Streamline and Cash-Out).

-For returning customers we also offer a no-closing cost option.

Down payment assistance:

Cherokee Nation Down-Payment Assistance Program is Separate from Today Lending.  Down-payment assistance is completely separate from you loan qualification.  Your loan is still available even if you do not qualify for DPA.

The  Cherokee Nation Housing Authority was created in 1966 to support comfortable, sanitary housing.

The MAP program provides qualified Cherokee citizens with down payment assistance up to $25,000. For more information please contact Cherokee Nation Commerce Services at 918.453.5536  918.453.5536 or

The Mortgage Assistance and Self Sufficiency programs allow Cherokee citizens to build and repair their credit.  This program provides qualified citizens with down payment and closing costs assistance in obtaining a mortgage to purchase or construct a home.  Income guidelines are 80% of National Median Income (NMI) or below.”

Apply Now!


  1. Janice Maxwell on November 30, 2016 at 4:30 pm

    Chris Davenport
    I filled out a app. about a year or so ago and now we are thinking of buying a house and was wondering if you keep our paper work
    phone 918-786-9947

    • Today Lending on December 22, 2016 at 4:36 pm

      We will keep your application on file for 3-5 years.

  2. Bobby Garrett on December 16, 2016 at 9:57 pm

    i was told that the nation would give a one time gift or donation toward the purchase of a home that wouldn’t have to be paid back. is there such a program that i can use to purchase a home of my choosing? maybe i’m not looking in the right website and would you please send me the info i need. thanks

    • Today Lending on December 22, 2016 at 4:31 pm

      Each tribe is different regarding down-payment assistance for First Time Home Buyers. What tribe are you a part?

Today Lending LLC

(918) 582-7283
320 Boston Avenue Suite #1026-8
Tulsa, OK 74103

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A Kansas Mortgage Company. Regulated in Colorado by the Division of Real Estate #74120.