Kiowa Tribe HUD 184 Home Loan


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The Kiowa Tribal members are eligible for our HUD Section 184 Native American Home Loan.  Kiowa Tribal members can purchase in all eligible states and territories in and outside of Oklahoma through Today Lending.  We offer a reduced interest rate and closing cost loan with no maximum income guidelines.

Kiowa Tribe Logo- 2.25% down payment necessity for loans more than $50,000.

– 1.25% down payment necessity for loans below $50,000.

– No Monthly mortgage insurance.

– A one-time, 1 percent loan guarantee fee that could be additional to your financed loan.

– HUD underwriters are recognizable with the exclusive situations as well as circumstances concerned while acquiring financing on the American Indian land.

There are many alternatives for loans obtainable through


Section 184 Program. Borrowers could:

– Buy an existing home.

– Build a new home (stick-built or a manufactured home on enduring basis).

– Rehabilitate a home.

– Buy and regenerate a home.

– Refinance an obtainable mortgage (Rate & Term, Streamline and Cash-Out).

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Kiowa Down Payment Assistance:

The Down Payment and Bridge Assistance Program The Down Payment Assistance portion provides assistance with down payment and closing costs to eligible Native American households who have secured a mortgage loan. The Down Payment and Closing Cost portion which involves a traditional mortgage has a service area of all of Oklahoma. Nearly all lenders will require a down payment when purchasing a home. Part of this down payment may be provided by DAHS; however, homebuyers should provide a small portion from their own cash. DAHS requires that the homebuyer pay at least one percent (1%) of the sales price toward the down payment. The Bridge Assistance may provide funds for use as personal gap or bridge financing in certain cases where a mortgage may or may not be involved. The service area for the Bridge Assistance Program is the counties of Caddo, Comanche, Kiowa, Cotton, and Tillman Counties as well as selected parts of Blaine, Canadian, Grady, Stephens, and Jefferson Counties in Oklahoma. Bridge assistance use of funds may include but are not limited to new construction, acquisition, acquisition with rehab, purchase of home sites, developer’s fees, building materials, contractor services/labor, and basic appliances. The applicant shall be in the process of building or acquiring a home. Some cases may be more suitable for the DAHS’ Rehabilitation Program.*CLOSED*