Today Lending is the provider of Native American loans to registered tribal members. The section 184 K of the loan program states that all the registered tribal members irrespective of their degree of Indian blood are eligible for the loan. In the past, the American Indians have been treated badly by various banking and financial institutions due to tribal autonomy and poor financial system. However, as soon as the HUD 184 loan guarantee program came into action, the loans are now being given to the tribes. Today lending has been a premier institution in lending out the loans to the tribal communities. In addition to offering loans to Native American Indians, they also provide mortgage to Alaska Native families for buying homes in the Native American societies. There are numerous advantages of getting the mortgage via HUD 184 loan program.
According to the specifications, only 2.25% of down payment is levied to take a loan of more than $50,000. Likewise, if one is taking a loan lesser than $50,000 they will have to make only 1.25% down payment. With just 1% of loan guarantee fee charged on the financed amount, the Native American loans serve as a great option for the tribal communities. With Section 184 programs, Today Lending allows the borrowers to buy an existing home, build a new home, rehabilitate the home, buy and regenerate a home. It also refinances the obtainable mortgage in unique situations. The Native American loan has uniquely been designed to meet the special needs of the tribes. The section 184 programs provide private funding opportunities to the tribal housing organizations.
Today lending needs its clients to meet specific qualifications in order to be eligible for the loan. Any American Indian or Alaskan Native who is an enrolled member of the federally renowned tribe is qualified for the loan. A member of an Alaskan village, an Indian tribe or an Indian Housing authority too is eligible for the loan. With the real estate market picking up in US, acquiring a home with the help of Today Lending is certainly a wise option. The institution has already helped numerous members of the tribal society to get their own home by extending loan. By gaining an insight about Section 184 program and Today Lending, more and more people can realize the dream of owning a home. With these loans, available at meager rates, clients can either purchase home or refinance the current loan. With no minimum credit score requirement, Today Lending has opened up the avenues of success to its clients.
A Great Realtor with knowledge about the located in the area is important.
As Team Pendley, we both bring unique attributes when working with buyers & sellers throughout the Mid Willamette Valley that puts us at the top of our game!! We enjoy helping our clients achieve goals when it comes to home ownership that they might not have dreamed possible. Networking with agents, lenders, & escrow professionals in our community creates successful transactions that our clients can rely on for the most positive home buying or selling experience!!
Our Mission Statement: “To make buying & selling your home as easy & stress-free as possible. Treating you the way we would want to be treated, & earning your trust and referrals for future business!”
Doug Hall, Broker, CDPE
Doug moved to Oregon in 1995 from Southern California to raise his daughter here in the Great Pacific Northwest. She attended Oregon State University where Doug & his daughter, Krista were both active with the OSU Band and he continues to play the drums with his worship team today. Doug worked in the HVAC industry for many years prior to getting his Real Estate license in 2005 & starting working full time at Remax Integrity where he continues to service his clients & customers with excellence!
Doug works with many local agencies right here in our community including the Albany Kwanis, he is a loyal volunteer with the Salem Wing of the Civil Air Patrol, & his Famous Annual Father’s Day Car Show in North Albany Village raises funds for Linn & Benton County CASA!
“The American Dream is said to be within reach… Assisting clients achieve home ownership step by step, from start to finish is the most rewarding part of being a Realtor. Every day in Real Estate is another adventure that I get to take with my clients… Nothing could be better than handing Keys to a New Home Owner!” –Doug Hall
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Pat Pendley, Principal Broker
I have been a resident of Albany, Oregon for 40 years and actively involved with many youth programs throughout our area. I feel my years of experience in the “mid-willamette valley” gives me good insight as to what it is people are looking for when it comes to Real Estate needs. Whether buying or selling a home anywhere in the Linn County, Benton County, Marion County or Polk County, my #1 goal is to provide you with the most positive experience possible. Standing up for whats right is my priority! Treating you the way I would want to be treated, honestly and fairly, is one of my top priorities. Give me a call….. you will be glad you did!!
Christie Pendley, Broker, CDPE
Since moving to the Mid Willamette Valley in 1972, my parents settled in Albany to raise a family. Myself, having been born & raised here in the Valley & graduated from West Albany High School in 1996, I feel this provides Team Pendley & our clients with an advantage. With more than 30 years of local knowledge & experience in our community. Having been active in many local sports organizations including Albany Little League, as well as both my parents being local business owners in both Linn & Benton Counties for more than 15 years contributes immensely to how deep our roots are here in the beautiful Mid Willamette Valley!
I am excited to a broker at RE/MAX Integrity in Albany. Helping clients find the best solution that fits is extremely rewarding! I absolutely enjoy being a Realtor!
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