Washington Native American Loan
Washington Native American Loan HUD 184 for All Native Americans living in Washington are eligible for the HUD 184. There are no income or location restrictions so you can purchase a home anywhere in the state. The program is unique because whether you purchase or build it is only 2.25% down for the entire purchase price. Whether you want to Purchase, Build or Refinance this program might be the best for you.
If you currently have a home you can refinance into the program and drop PMI.
We are looking for Tribe Members that have more than 12 months of credit history with no open collections or 30 day late payments with 12 months.
Please call 918-582-7283 or Apply Now! so we can customize the loan to your exact needs.
What are the Main benefits for Washington Native American Loan?
Only 2.25% down and Low Monthly PMI!
How do I know if I qualify?
Most tribes provide a citizenship card or document. Just send it in with the loan application.
Are there credit score requirements?
No. We are looking for borrowers that have more than 12 months of credit history with no open collections or 30 day late payments with 12 months.
Do I have to purchase on Indian Land?
No. Anywhere in Oklahoma, Kansas, Colorado, California, Florida, Texas (Elpaso County Only) Washington and New Mexico and Oregon is fine.
Is this a low income housing program?
No. All incomes are accepted with DTI less than 41%.
Why doesn’t my Bank offer this program?
The bank might offer the program, (HUD Approved Lenders) but the loan officers don’t have experience with the program. So the process becomes a nightmare. We specialize in the program and can make the entire experience smooth.